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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	108,188	8,188	8.19

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	8,188	Short Term	Not Applicable	2,456	5,731

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 02-07-2025

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	10.63	9.22	8.37	7.13	7.18	7.05
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	9.95	8.4	8.49	5.88	7.1	6.61
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.97	9.83	8.18	7.53	5.86	6.79	6.71
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	1.23	9.67	8.47	9.01	7.18	6.54	7.68
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	1.23	9.67	8.47	9.01	7.17	6.54	7.45
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	9.48	8.14	8.17	5.97	7.59	7.98
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.29	9.45	8.41	8.46	6.8	8.3	8.44
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.53	9.2	8.07	7.41	8.47	6.99	7.84
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	0.96	9.14	8.66	8.35	6.38	-	7.07
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.77	8.98	8.24	7.48	5.36	7.11	5.94
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	8.57	8.47	7.93	6.03	7.93	8.04
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	8.52	7.78	7.03	-	-	6.06
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	8.36	7.96	7.2	5.37	7.14	7.47
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	8.3	7.59	7.85	5.3	6.64	7.6
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	8.28	7.67	7.23	4.93	-	5.37
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.55	8.24	7.68	7.21	4.89	6.2	6.55
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.52	8.19	7.9	7.5	6.46	6.5	8.1
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.41	8.16	7.79	7.92	5.72	7.67	6.13
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	8.13	7.1	6.93	4.59	-	5.96
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.19	7.77	8.17	7.83	5.67	7.29	6.92
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	7.26	6.49	6.25	5.12	-	5.97
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	6.85	6.83	6.65	4.57	6.39	6.93
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	6.25	7.66	7.28	5.03	7.23	7.63