Fixed Deposit versus
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106,660 | 6,660 | 6.66 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 105,163 | 5,163 | 5.16 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6,660 | Not Applicable | Not Applicable | 1,998 | 4,662 |
| HDFC Dynamic Debt Fund - Growth Option | 5,163 | Short Term | Not Applicable | 1,549 | 3,614 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
Data as on - 11-08-2026
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Bandhan Dynamic Bond Fund - Regular Plan B - Growth | 01-12-2008 | 1.67 | 7.09 | 5.61 | 7.02 | 5.5 | 6.66 | 7.49 |
| 360 One Dynamic Bond Fund - Regular Plan - Growth Option | 24-06-2013 | 0.59 | 6.56 | 7.85 | 8.18 | 6.9 | 6.91 | 6.97 |
| Axis Dynamic Bond Fund - Regular Plan - Growth Option | 01-04-2011 | 0.65 | 6.51 | 7.26 | 7.46 | 6.26 | 6.98 | 7.82 |
| Kotak Dynamic Bond Fund Regular Plan Growth | 26-05-2008 | 1.35 | 6.46 | 6.53 | 7.34 | 6.12 | 7.13 | 7.87 |
| ICICI Prudential All Seasons Bond Fund - Growth | 01-05-2009 | 1.32 | 5.68 | 7.0 | 7.33 | 6.64 | 7.39 | 8.23 |
| Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan | 27-09-2004 | 1.24 | 5.59 | 6.9 | 7.31 | 6.87 | 5.61 | 7.54 |
| HDFC Dynamic Debt Fund - Growth Option | 28-04-1997 | 1.39 | 5.16 | 5.59 | 6.53 | 5.3 | 5.51 | 7.94 |
| SBI Dynamic Bond Fund - Regular Plan - Growth | 10-02-2004 | 1.37 | 5.05 | 5.95 | 6.76 | 6.1 | 6.85 | 6.05 |
| Mirae Asset Dynamic Bond Fund-Regular Plan Growth | 05-03-2017 | 0.99 | 5.03 | 6.33 | 6.46 | 5.11 | - | 5.84 |
| Nippon India Dynamic Bond Fund-Growth Plan-Growth Option | 05-11-2004 | 0.74 | 4.93 | 6.97 | 7.34 | 6.28 | 6.29 | 6.52 |
| UTI Dynamic Bond Fund - Regular Plan - Growth Option | 23-06-2010 | 1.69 | 4.81 | 6.11 | 6.67 | 8.86 | 6.17 | 7.58 |
| MahIndra Manulife Dynamic Bond Fund - Regular Plan - Growth | 01-08-2018 | 1.53 | 4.8 | 5.92 | 6.62 | 5.08 | - | 5.22 |
| HSBC Dynamic Bond Fund - Regular Growth | 01-01-2013 | 0.64 | 4.35 | 5.7 | 6.61 | 5.5 | 6.12 | 5.81 |
| Quantum Dynamic Term Fund - Regular Plan Growth Option | 05-04-2017 | 1.01 | 4.08 | 5.78 | 6.84 | 6.27 | - | 6.64 |
| JM Dynamic Bond Fund (Regular) - Growth Option | 25-06-2003 | 0.97 | 3.78 | 5.98 | 6.57 | 5.74 | 6.19 | 6.55 |
| DSP Strategic Bond Fund - Regular Plan - Growth | 16-05-2007 | 1.18 | 3.52 | 4.86 | 6.19 | 5.58 | 6.26 | 6.67 |
| PGIM India Dynamic Bond Fund - Growth Option | 12-01-2012 | 1.68 | 3.33 | 4.99 | 6.09 | 5.16 | 6.32 | 7.09 |
| Groww Dynamic Term Fund Regular Plan Growth Option | 30-11-2018 | 1.36 | 2.95 | 4.16 | 5.06 | 4.48 | - | 5.4 |
| Union Dynamic Bond Fund - Growth Option | 13-02-2012 | 1.54 | 2.63 | 4.2 | 5.48 | 4.54 | 5.23 | 6.14 |
| Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option | 23-09-2004 | 1.72 | 2.58 | 4.32 | 5.55 | 5.25 | 5.53 | 7.29 |
| Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option | 29-05-2009 | 1.71 | 2.48 | 3.7 | 4.95 | 4.43 | 5.29 | 6.57 |
| ITI Dynamic Bond Fund - Regular Plan - Growth Option | 14-07-2021 | 1.22 | 2.16 | 4.35 | 5.52 | 5.08 | - | 5.04 |