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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	104,662	4,662	4.66

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	4,662	Short Term	Not Applicable	1,399	3,264

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 17-09-2025

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.45	8.94	8.06	7.01	6.98	6.99
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	7.58	7.92	7.68	6.64	8.03	8.36
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	7.3	7.08	6.63	4.76	-	5.92
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	7.19	7.76	7.33	5.73	6.81	6.54
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	7.04	7.73	7.17	5.75	6.6	6.65
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	0.0	6.96	7.95	7.49	6.89	6.3	7.61
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	0.0	6.96	7.94	7.48	6.88	6.3	7.36
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	6.68	7.62	7.19	5.79	7.33	7.86
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	0.0	6.2	7.32	6.8	8.39	6.67	7.71
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	6.19	7.85	7.87	6.23	-	6.87
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	6.06	7.37	6.83	4.79	-	5.25
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	5.93	7.53	6.98	5.26	6.81	5.87
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.42	5.72	7.42	7.41	5.81	7.39	6.08
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	5.52	7.75	7.19	5.83	7.63	7.94
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	5.47	7.34	6.72	5.21	6.83	7.33
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	5.12	6.81	6.9	5.22	6.32	7.5
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.52	4.8	6.89	6.72	6.1	6.17	8.01
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	4.74	6.0	5.75	5.01	-	5.74
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	4.59	6.58	6.25	-	-	5.45
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.55	4.51	6.7	6.55	4.63	5.85	6.37
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	4.39	7.13	7.32	5.57	6.97	6.81
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	3.3	5.72	5.84	4.34	6.02	6.76
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	2.83	6.86	6.68	4.92	6.86	7.49